When a business defaults on an equipment financing contract or commercial lease, lenders and lessors face immediate risks—including rapid equipment depreciation, loss of collateral, and escalating financial exposure. Our Texas-based commercial debt collection attorneys represent banks, equipment finance companies, manufacturers, and leasing agencies in recovering equipment, enforcing contracts, and pursuing damages resulting from nonpayment or breach.
We understand the urgency of securing financed equipment before it loses value. Using proven legal strategies under Texas law, we move quickly to protect your interests, preserve collateral, and maximize recovery.
Equipment financing and leasing arrangements allow businesses to obtain critical operational assets without upfront capital expenditures. These agreements typically involve secured interests governed by the Texas Uniform Commercial Code (UCC).
Common types of financed or leased equipment include:
Construction and heavy machinery
Manufacturing and industrial equipment
Medical, dental, and laboratory equipment
Commercial vehicles and fleet assets
Office, IT, and technology equipment
When a borrower defaults, immediate legal action is essential to prevent asset loss and preserve recovery options.
Pre-Litigation Recovery Efforts
We initiate attorney demand letters, default notices, and settlement discussions designed to secure voluntary return of equipment or payment before litigation.
Equipment Repossession & UCC Enforcement
Our attorneys enforce security interests, coordinate lawful repossession, and protect lien priority under Texas UCC Article 9.
Litigation for Breach of Contract
When necessary, we file lawsuits to enforce financing agreements, leases, and personal guaranties in Texas courts.
Post-Judgment Collections
We pursue deficiency balances through garnishments, levies, liens, and asset seizure to maximize recovery after collateral liquidation.
We represent equipment lenders and lessors across a wide range of industries, including:
Construction and heavy equipment
Transportation and trucking
Healthcare and medical services
Manufacturing and industrial operations
Restaurants, hospitality, and retail
Technology and office equipment providers
Focused on Commercial Equipment Finance & Leasing
We exclusively handle business-to-business debt collection and secured lending disputes—not consumer collections—ensuring representation that understands commercial borrowers, collateral risk, and industry-specific agreements.
Strategic Recovery of Collateral & Deficiency Balances
Whether you need equipment repossessed, lease obligations enforced, or deficiency balances pursued, we apply Texas UCC remedies and practical recovery strategies to protect your investment.
Fast Action When Borrowers Default
Delays increase losses. We act immediately to secure equipment, enforce personal guaranties, and prevent concealment, damage, or unauthorized transfer of assets.
Litigation-Ready Enforcement
If pre-suit efforts fail, we are fully prepared to pursue litigation and aggressively enforce judgments in Texas state or federal courts.
If a borrower has defaulted on an equipment financing or leasing agreement, early legal action can significantly improve recovery. Contact us today.
