When a business defaults on a commercial loan, every day of delay costs you principal, interest, and negotiating leverage. Debt Collection Attorneys PLLC represents lenders, banks, and private creditors throughout Texas in recovering defaulted commercial loans — from formal demand letters through full litigation, judgment enforcement, and asset seizure. We operate on a contingency basis: No Recovery, No Fee.
We assess your case at no charge and only get paid when we collect.
(214) 817-1450 Send Case DetailsTexas law provides lenders with some of the strongest creditor-protection statutes in the nation. Under the Texas Business & Commerce Code and UCC Article 9, secured lenders can foreclose on collateral, conduct public or private sales of pledged assets, and pursue deficiency judgments for any remaining balance. Unsecured lenders can obtain judgment liens against real property and seek garnishment of business bank accounts. Our attorneys identify the fastest, most cost-effective path to maximum recovery in every case — whether that means a negotiated payoff, consent judgment, or aggressive trial litigation.
We file in Dallas County, Harris County, Tarrant County, Travis County, Bexar County, and every other Texas county where your borrower operates or holds assets. We understand local court procedures, preferred judicial formats, and the judges who handle commercial disputes in each jurisdiction. This local knowledge dramatically reduces time-to-judgment. Under Texas Civil Practice & Remedies Code § 38.001, you are also entitled to recover your reasonable attorney's fees from the defaulting borrower — meaning our representation often costs you nothing even beyond the contingency.
Texas has a four-year statute of limitations on written commercial loan contracts. Acting quickly — ideally within 90 days of first default — gives you maximum leverage. Borrowers who know litigation is imminent are far more likely to negotiate meaningful settlements. Early action also preserves your ability to locate and freeze assets before they are transferred or dissipated. If your borrower has stopped communicating, missed multiple payments, or filed for bankruptcy, contact our office immediately for a free collectability assessment.
No upfront fee. We only get paid when you do. Available M–F 8 AM–6 PM.
Texas courts provide some of the strongest creditor protection in the nation — including non-judicial foreclosure, bank account garnishment, and attorney's fee recovery under Tex. Civ. Prac. & Rem. Code § 38.001.
We file in every Texas county — Dallas, Harris, Tarrant, Travis, Bexar, and beyond. Our local knowledge of court procedures accelerates your time to judgment.
Our No Recovery, No Fee model means you can pursue every dollar owed without budgeting for legal fees. We only succeed when you do.
We assess collectability and outline your recovery strategy at no charge.
Formal demand letter creates leverage; most debtors respond within 30 days.
We file suit and pursue aggressive litigation in the appropriate Texas court.
Judgments enforced via garnishment, liens, and levy — cash in your account.
No obligation. We assess your case and contact you within one business day.
Speak with a Texas debt collection attorney today — free consultation, no obligation.
